Wangsa Pelangi
A calm courtyard setting

Financial Education · Johor Bahru · Malaysia

A measured look at money for those who have reached forty


Wangsa Pelangi offers small-group and mentor-led programmes that help you understand your current position clearly and plan the years ahead with patience and care.

Johor Bahru, Johor

Our Programmes

Three paths, each at a considered pace

Each programme is structured around the particular questions that arise when you are looking at your finances with fresh attention at this stage of life.

Orientation programme
3 Weeks

The Courtyard Walk

An Orientation · RM 700

A three-week orientation for those who would like a calm starting point. The walk covers a careful look at cash flow, present holdings, standing commitments and recurring questions.

  • Small group format, one facilitator
  • Two evenings per week
  • Short writing exercise between sessions
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Investing foundations course
8 Weeks

Considered Investing Foundations

Investment Course · RM 1,920

An eight-week course for those investing carefully for the first time. Asset class fundamentals, ringgit and foreign-currency holdings, EPF function, locally available unit trusts and ETFs.

  • Class size capped at fourteen
  • Short reading and weekly reflection
  • Fund cost disclosure reading
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Retirement planning programme
6 Months

Whole-Picture Retirement Engagement

Mentor-Led · RM 2,790

A six-month mentor-led programme covering EPF strategy, supplementary savings, insurance review, healthcare cost provisioning, family commitments and the considered sequence of withdrawals.

  • Monthly private sessions
  • Midway review included
  • Written closing summary
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Why Wangsa Pelangi

Designed for where you actually are

Most financial content is built for the young and the very wealthy. Our programmes begin from the circumstances that most Malaysians at 40 and beyond actually face.

Small, unhurried groups

Sessions are kept small so that questions receive a proper hearing. No one is left behind because a topic moved too quickly.

Malaysian financial context

EPF, KWSP, unit trusts registered with the SC Malaysia — we work with the instruments and institutions that are actually relevant to your life here.

A pace suited to thinking

Content is spread over weeks and months, not compressed into a weekend. Reflection between sessions is part of the process, not an afterthought.

Written materials you keep

Each programme includes handouts and summary documents designed to be read again later, not just during the session.

No product sales

We do not sell financial products and receive no commission from any fund or insurance provider. The focus stays on your understanding.

Open to questions

There are questions most people hesitate to ask in a large room. Our sessions are structured to make those questions natural and comfortable.


Take the next step

Would you like to talk through which programme suits you?

There is no obligation in an initial enquiry. We are happy to explain each programme in plain terms and help you decide at your own pace.

Or write to us at [email protected]


Questions

Some things people ask before joining

Do I need any background in finance to join?

No prior knowledge is assumed. The Courtyard Walk, in particular, is designed for those starting from the very beginning. The Considered Investing Foundations course is also appropriate for first-time investors. The Whole-Picture Retirement Engagement programme works best if you have some familiarity with your own accounts, though the programme itself will help you build that picture.

How are sessions conducted — in person or online?

Group programmes are conducted in person at our premises in Johor Bahru. The Whole-Picture Retirement Engagement, which includes monthly private sessions, can be arranged in person or online depending on your preference and location.

What is the fee structure and how do I pay?

The Courtyard Walk is RM 700, Considered Investing Foundations is RM 1,920, and the Whole-Picture Retirement Engagement is RM 2,790. Payment is made before the programme begins. For the six-month programme, a two-instalment arrangement is available on request. We accept bank transfer and DuitNow.

Will you be selling me any financial products?

No. Wangsa Pelangi is an educational provider only. We are not licensed to sell securities, insurance, or fund products, and we do not receive any commission or referral fees from any financial institution. Our programmes are paid for entirely by participant fees.

When does the next intake begin?

We run the Courtyard Walk and Considered Investing Foundations in rolling intakes — typically one group per programme every six to eight weeks. The Whole-Picture Retirement Engagement has a single track at a time. Please send us an enquiry and we will let you know the next available date for each programme.

Is my personal financial information kept private?

Yes. Any personal financial information shared in sessions — particularly in the private mentoring context — is held in strict confidence. Our group sessions also operate on an agreement among participants that personal details shared are not repeated outside the room.


Our Location

Visit Us in Johor Bahru

127 Jalan Skudai, 80300 Johor Bahru, Johor


Get in Touch

We are glad to answer your questions

Write to us, call, or come by. There is no hurry and no commitment in asking.

Contact Details

Telephone

+60 7-829 5147

Address

127 Jalan Skudai
80300 Johor Bahru, Johor

Office Hours

Monday – Friday: 9:00 am – 6:00 pm

Saturday: 9:00 am – 1:00 pm

Evening sessions by programme schedule

Send an Enquiry

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